01841 — Essex County, Massachusetts Market Snapshot
Housing market data for zip code 01841 in Essex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$530,000
Days to Sell
21
Homes Sold
13
Inventory
6
Sale-to-List
102.8%
New Listings
16
Price/SqFt
$309
Pending Sales
14
Conforming Loan Available
Most homebuyers in 01841 can comfortably use conventional financing. The median home price of $530,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01841 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01841 are selling 2.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 01841 can comfortably use conventional financing. The median home price of $530,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01841 are set at the county level.
2026 Loan Limits — Essex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01841
To purchase the median home at $530,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,211.
Monthly Payment
$4,211
Income Required
$180,458
Principal & Interest
$3,266/mo
Down Payment (5%)
$26,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01841.
Estimated Monthly Payment
$3,430
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