20770 — Prince George's County, Maryland Market Snapshot
Housing market data for zip code 20770 in Prince George's County, Maryland. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$186,000
Days to Sell
90
Homes Sold
18
Inventory
35
Sale-to-List
96.3%
New Listings
30
Price/SqFt
$170
Pending Sales
26
Conforming Loan Available
Most homebuyers in 20770 can comfortably use conventional financing. The median home price of $186,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 90 days on average, 20770 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 20770 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 20770 can comfortably use conventional financing. The median home price of $186,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20770 are set at the county level.
2026 Loan Limits — Prince George's County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20770
To purchase the median home at $186,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,575.
Monthly Payment
$1,575
Income Required
$67,503
Principal & Interest
$1,146/mo
Down Payment (5%)
$9,300
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20770.
Estimated Monthly Payment
$1,301
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