Maryland Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 24 Maryland counties, plus monthly housing market data and affordability analysis.
MD
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
24
With loan limit data
Data Coverage
Monthly
Updated with latest data
Maryland Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Allegany County | 24001 | $832,750 | |
| Anne Arundel County | 24003 | $832,750 | |
| Baltimore city | 24510 | $832,750 | |
| Baltimore County | 24005 | $832,750 | |
| Calvert County | 24009 | $1,209,750 | |
| Caroline County | 24011 | $832,750 | |
| Carroll County | 24013 | $832,750 | |
| Cecil County | 24015 | $832,750 | |
| Charles County | 24017 | $1,249,125 | |
| Dorchester County | 24019 | $832,750 | |
| Frederick County | 24021 | $1,249,125 | |
| Garrett County | 24023 | $832,750 | |
| Harford County | 24025 | $832,750 | |
| Howard County | 24027 | $832,750 | |
| Kent County | 24029 | $832,750 | |
| Montgomery County | 24031 | $1,249,125 | |
| Prince George's County | 24033 | $1,249,125 | |
| Queen Anne's County | 24035 | $832,750 | |
| Somerset County | 24039 | $832,750 | |
| St. Mary's County | 24037 | $832,750 | |
| Talbot County | 24041 | $832,750 | |
| Washington County | 24043 | $832,750 | |
| Wicomico County | 24045 | $832,750 | |
| Worcester County | 24047 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Maryland.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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