20744 — Prince George's County, Maryland Market Snapshot
Housing market data for zip code 20744 in Prince George's County, Maryland. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Prince George's County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$230,975
Days to Sell
10
Homes Sold
2
Inventory
6
Conforming Loan Available
Most homebuyers in 20744 can comfortably use conventional financing. The median home price of $230,975 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20744 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 20744 can comfortably use conventional financing. The median home price of $230,975 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20744 are set at the county level.
2026 Loan Limits — Prince George's County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20744
To purchase the median home at $230,975 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,920.
Monthly Payment
$1,920
Income Required
$82,271
Principal & Interest
$1,423/mo
Down Payment (5%)
$11,549
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20744.
Estimated Monthly Payment
$1,579
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