20715 — Prince George's County, Maryland Market Snapshot
Housing market data for zip code 20715 in Prince George's County, Maryland. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$440,250
Days to Sell
57
Homes Sold
16
Inventory
9
Sale-to-List
97.6%
New Listings
10
Price/SqFt
$259
Pending Sales
18
Conforming Loan Available
Most homebuyers in 20715 can comfortably use conventional financing. The median home price of $440,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
20715's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 20715 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 20715 can comfortably use conventional financing. The median home price of $440,250 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 20715 are set at the county level.
2026 Loan Limits — Prince George's County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20715
To purchase the median home at $440,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,523.
Monthly Payment
$3,523
Income Required
$150,988
Principal & Interest
$2,713/mo
Down Payment (5%)
$22,013
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20715.
Estimated Monthly Payment
$2,875
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 20715. Tell us what you're looking for.