21113 — Anne Arundel County, Maryland Market Snapshot
Housing market data for zip code 21113 in Anne Arundel County, Maryland. Updated monthly with median prices, days on market, and more.
Market Sales Data
37 sales in 2026 (year to date)
Median Sale Price
$815,000
Days to Sell
28
Homes Sold
37
Inventory
31
Sale-to-List
101.1%
New Listings
55
Price/SqFt
$232
Pending Sales
49
Conforming Loan Available
The median home in 21113 at $815,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 21113 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 21113 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 21113 at $815,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 21113 are set at the county level.
2026 Loan Limits — Anne Arundel County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $747,500 |
| 2 Units | $1,066,250 | $956,950 |
| 3 Units | $1,288,800 | $1,156,700 |
| 4 Units | $1,601,750 | $1,437,500 |
Affordability Snapshot — Zip 21113
To purchase the median home at $815,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,394.
Monthly Payment
$6,394
Income Required
$274,040
Principal & Interest
$5,022/mo
Down Payment (5%)
$40,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 21113.
Estimated Monthly Payment
$5,194
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