21077 — Anne Arundel County, Maryland Market Snapshot
Housing market data for zip code 21077 in Anne Arundel County, Maryland. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Anne Arundel County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$496,875
Days to Sell
47
Homes Sold
2
Inventory
1
Conforming Loan Available
Most homebuyers in 21077 can comfortably use conventional financing. The median home price of $496,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
21077's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 21077 can comfortably use conventional financing. The median home price of $496,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 21077 are set at the county level.
2026 Loan Limits — Anne Arundel County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $747,500 |
| 2 Units | $1,066,250 | $956,950 |
| 3 Units | $1,288,800 | $1,156,700 |
| 4 Units | $1,601,750 | $1,437,500 |
Affordability Snapshot — Zip 21077
To purchase the median home at $496,875 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,957.
Monthly Payment
$3,957
Income Required
$169,582
Principal & Interest
$3,062/mo
Down Payment (5%)
$24,844
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 21077.
Estimated Monthly Payment
$3,225
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 21077. Tell us what you're looking for.