21037 — Anne Arundel County, Maryland Market Snapshot
Housing market data for zip code 21037 in Anne Arundel County, Maryland. Updated monthly with median prices, days on market, and more.
Market Sales Data
85 sales in 2026 (year to date)
Median Sale Price
$669,960
Days to Sell
35
Homes Sold
85
Inventory
67
Sale-to-List
99.4%
New Listings
119
Price/SqFt
$303
Pending Sales
95
Conforming Loan Available
The median home in 21037 at $669,960 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
21037's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 21037 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 21037 at $669,960 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 21037 are set at the county level.
2026 Loan Limits — Anne Arundel County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $747,500 |
| 2 Units | $1,066,250 | $956,950 |
| 3 Units | $1,288,800 | $1,156,700 |
| 4 Units | $1,601,750 | $1,437,500 |
Affordability Snapshot — Zip 21037
To purchase the median home at $669,960 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,283.
Monthly Payment
$5,283
Income Required
$226,415
Principal & Interest
$4,128/mo
Down Payment (5%)
$33,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 21037.
Estimated Monthly Payment
$4,296
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