41071 — Campbell County, Kentucky Market Snapshot
Housing market data for zip code 41071 in Campbell County, Kentucky. Updated monthly with median prices, days on market, and more.
Market Sales Data
98 sales in 2026 (year to date)
Median Sale Price
$251,000
Days to Sell
17
Homes Sold
98
Inventory
91
Sale-to-List
97.9%
New Listings
128
Price/SqFt
$171
Pending Sales
91
Conforming Loan Available
Most homebuyers in 41071 can comfortably use conventional financing. The median home price of $251,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 41071 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 41071 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 41071 can comfortably use conventional financing. The median home price of $251,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 41071 are set at the county level.
2026 Loan Limits — Campbell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 41071
To purchase the median home at $251,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,073.
Monthly Payment
$2,073
Income Required
$88,846
Principal & Interest
$1,547/mo
Down Payment (5%)
$12,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 41071.
Estimated Monthly Payment
$1,703
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 41071. Tell us what you're looking for.