LoanGraphs

Kentucky Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 120 Kentucky counties, plus monthly housing market data and affordability analysis.

KY

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

120

With loan limit data

Data Coverage

Monthly

Updated with latest data

Kentucky Counties

County FIPS Code Conforming Limit (1-Unit)
Adair County21001$832,750
Allen County21003$832,750
Anderson County21005$832,750
Ballard County21007$832,750
Barren County21009$832,750
Bath County21011$832,750
Bell County21013$832,750
Boone County21015$832,750
Bourbon County21017$832,750
Boyd County21019$832,750
Boyle County21021$832,750
Bracken County21023$832,750
Breathitt County21025$832,750
Breckinridge County21027$832,750
Bullitt County21029$832,750
Butler County21031$832,750
Caldwell County21033$832,750
Calloway County21035$832,750
Campbell County21037$832,750
Carlisle County21039$832,750
Carroll County21041$832,750
Carter County21043$832,750
Casey County21045$832,750
Christian County21047$832,750
Clark County21049$832,750
Clay County21051$832,750
Clinton County21053$832,750
Crittenden County21055$832,750
Cumberland County21057$832,750
Daviess County21059$832,750
Edmonson County21061$832,750
Elliott County21063$832,750
Estill County21065$832,750
Fayette County21067$832,750
Fleming County21069$832,750
Floyd County21071$832,750
Franklin County21073$832,750
Fulton County21075$832,750
Gallatin County21077$832,750
Garrard County21079$832,750
Grant County21081$832,750
Graves County21083$832,750
Grayson County21085$832,750
Green County21087$832,750
Greenup County21089$832,750
Hancock County21091$832,750
Hardin County21093$832,750
Harlan County21095$832,750
Harrison County21097$832,750
Hart County21099$832,750
Henderson County21101$832,750
Henry County21103$832,750
Hickman County21105$832,750
Hopkins County21107$832,750
Jackson County21109$832,750
Jefferson County21111$832,750
Jessamine County21113$832,750
Johnson County21115$832,750
Kenton County21117$832,750
Knott County21119$832,750
Knox County21121$832,750
Larue County21123$832,750
Laurel County21125$832,750
Lawrence County21127$832,750
Lee County21129$832,750
Leslie County21131$832,750
Letcher County21133$832,750
Lewis County21135$832,750
Lincoln County21137$832,750
Livingston County21139$832,750
Logan County21141$832,750
Lyon County21143$832,750
Madison County21151$832,750
Magoffin County21153$832,750
Marion County21155$832,750
Marshall County21157$832,750
Martin County21159$832,750
Mason County21161$832,750
McCracken County21145$832,750
McCreary County21147$832,750
McLean County21149$832,750
Meade County21163$832,750
Menifee County21165$832,750
Mercer County21167$832,750
Metcalfe County21169$832,750
Monroe County21171$832,750
Montgomery County21173$832,750
Morgan County21175$832,750
Muhlenberg County21177$832,750
Nelson County21179$832,750
Nicholas County21181$832,750
Ohio County21183$832,750
Oldham County21185$832,750
Owen County21187$832,750
Owsley County21189$832,750
Pendleton County21191$832,750
Perry County21193$832,750
Pike County21195$832,750
Powell County21197$832,750
Pulaski County21199$832,750
Robertson County21201$832,750
Rockcastle County21203$832,750
Rowan County21205$832,750
Russell County21207$832,750
Scott County21209$832,750
Shelby County21211$832,750
Simpson County21213$832,750
Spencer County21215$832,750
Taylor County21217$832,750
Todd County21219$832,750
Trigg County21221$832,750
Trimble County21223$832,750
Union County21225$832,750
Warren County21227$832,750
Washington County21229$832,750
Wayne County21231$832,750
Webster County21233$832,750
Whitley County21235$832,750
Wolfe County21237$832,750
Woodford County21239$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Kentucky.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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