83524 — Nez Perce County, Idaho Market Snapshot
Housing market data for zip code 83524 in Nez Perce County, Idaho. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Nez Perce County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$333,400
Days to Sell
28
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 83524 can comfortably use conventional financing. The median home price of $333,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 83524 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 83524 can comfortably use conventional financing. The median home price of $333,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83524 are set at the county level.
2026 Loan Limits — Nez Perce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 83524
To purchase the median home at $333,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,704.
Monthly Payment
$2,704
Income Required
$115,903
Principal & Interest
$2,054/mo
Down Payment (5%)
$16,670
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83524.
Estimated Monthly Payment
$2,213
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