83429 — Fremont County, Idaho Market Snapshot
Housing market data for zip code 83429 in Fremont County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$895,000
Days to Sell
178
Homes Sold
21
Inventory
103
Sale-to-List
0.0%
New Listings
87
Price/SqFt
$384
Pending Sales
22
Jumbo Loan Likely Needed
The median home in 83429 at $895,000 exceeds the 2026 conforming loan limit of $832,750 by $62,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 178 days on average, 83429 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 83429 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 83429 at $895,000 exceeds the 2026 conforming loan limit of $832,750 by $62,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 83429 are set at the county level.
2026 Loan Limits — Fremont County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 83429
To purchase the median home at $895,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,007.
Monthly Payment
$7,007
Income Required
$300,309
Principal & Interest
$5,515/mo
Down Payment (5%)
$44,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83429.
Estimated Monthly Payment
$5,689
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