83402 — Bonneville County, Idaho Market Snapshot
Housing market data for zip code 83402 in Bonneville County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
85 sales in 2026 (year to date)
Median Sale Price
$358,000
Days to Sell
27
Homes Sold
85
Inventory
72
Sale-to-List
98.4%
New Listings
127
Price/SqFt
$168
Pending Sales
97
Conforming Loan Available
Most homebuyers in 83402 can comfortably use conventional financing. The median home price of $358,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 83402 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 83402 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 83402 can comfortably use conventional financing. The median home price of $358,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83402 are set at the county level.
2026 Loan Limits — Bonneville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 83402
To purchase the median home at $358,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,893.
Monthly Payment
$2,893
Income Required
$123,981
Principal & Interest
$2,206/mo
Down Payment (5%)
$17,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83402.
Estimated Monthly Payment
$2,366
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