83713 — Ada County, Idaho Market Snapshot
Housing market data for zip code 83713 in Ada County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$488,500
Days to Sell
7
Homes Sold
65
Inventory
27
Sale-to-List
100.6%
New Listings
81
Price/SqFt
$271
Pending Sales
75
Conforming Loan Available
Most homebuyers in 83713 can comfortably use conventional financing. The median home price of $488,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
83713 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 83713 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 83713 can comfortably use conventional financing. The median home price of $488,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83713 are set at the county level.
2026 Loan Limits — Ada County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $586,500 |
| 2 Units | $1,066,250 | $750,800 |
| 3 Units | $1,288,800 | $907,550 |
| 4 Units | $1,601,750 | $1,127,900 |
Affordability Snapshot — Zip 83713
To purchase the median home at $488,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,893.
Monthly Payment
$3,893
Income Required
$166,831
Principal & Interest
$3,010/mo
Down Payment (5%)
$24,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83713.
Estimated Monthly Payment
$3,173
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 83713. Tell us what you're looking for.