96768 — Maui County, Hawaii Market Snapshot
Housing market data for zip code 96768 in Maui County, Hawaii. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$1,250,000
Days to Sell
88
Homes Sold
19
Inventory
32
Sale-to-List
94.6%
New Listings
22
Price/SqFt
$712
Pending Sales
23
Conforming Loan Available
The median home in 96768 at $1,250,000 falls within the 2026 conforming loan limit of $1,299,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 88 days on average, 96768 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 96768 sells for 5.4% below asking price (94.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 96768 at $1,250,000 falls within the 2026 conforming loan limit of $1,299,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 96768 are set at the county level.
2026 Loan Limits — Maui County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,299,500 | $1,299,500 |
| 2 Units | $1,663,600 | $1,663,600 |
| 3 Units | $2,010,950 | $2,010,950 |
| 4 Units | $2,499,100 | $2,499,100 |
Affordability Snapshot — Zip 96768
To purchase the median home at $1,250,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,727.
Monthly Payment
$9,727
Income Required
$416,876
Principal & Interest
$7,702/mo
Down Payment (5%)
$62,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 96768.
Estimated Monthly Payment
$7,886
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