Hawaii Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 5 Hawaii counties, plus monthly housing market data and affordability analysis.
HI
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
5
With loan limit data
Data Coverage
Monthly
Period shown on location pages
Hawaii Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Hawaii County | 15001 | $1,249,125 | |
| Honolulu County | 15003 | $1,249,125 | |
| Kalawao County | 15005 | $1,299,500 | |
| Kauai County | 15007 | $1,249,125 | |
| Maui County | 15009 | $1,299,500 |
Mortgage Calculator
Estimate your monthly payment for a home in Hawaii.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,586
Income Required$125,784/yr
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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