30014 — Walton County, Georgia Market Snapshot
Housing market data for zip code 30014 in Walton County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
160 sales in 2026 (year to date)
Median Sale Price
$348,900
Days to Sell
62
Homes Sold
160
Inventory
223
Sale-to-List
99.0%
New Listings
213
Price/SqFt
$162
Pending Sales
169
Conforming Loan Available
Most homebuyers in 30014 can comfortably use conventional financing. The median home price of $348,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 30014 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30014 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30014 can comfortably use conventional financing. The median home price of $348,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30014 are set at the county level.
2026 Loan Limits — Walton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30014
To purchase the median home at $348,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,823.
Monthly Payment
$2,823
Income Required
$120,993
Principal & Interest
$2,150/mo
Down Payment (5%)
$17,445
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30014.
Estimated Monthly Payment
$2,309
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