Georgia Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 159 Georgia counties, plus monthly housing market data and affordability analysis.

GA

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

159

With loan limit data

Data Coverage

Monthly

Updated with latest data

Georgia Counties

County FIPS Code Conforming Limit (1-Unit)
Appling County13001$832,750
Atkinson County13003$832,750
Bacon County13005$832,750
Baker County13007$832,750
Baldwin County13009$832,750
Banks County13011$832,750
Barrow County13013$832,750
Bartow County13015$832,750
Ben Hill County13017$832,750
Berrien County13019$832,750
Bibb County13021$832,750
Bleckley County13023$832,750
Brantley County13025$832,750
Brooks County13027$832,750
Bryan County13029$832,750
Bulloch County13031$832,750
Burke County13033$832,750
Butts County13035$832,750
Calhoun County13037$832,750
Camden County13039$832,750
Candler County13043$832,750
Carroll County13045$832,750
Catoosa County13047$832,750
Charlton County13049$832,750
Chatham County13051$832,750
Chattahoochee County13053$832,750
Chattooga County13055$832,750
Cherokee County13057$832,750
Clarke County13059$832,750
Clay County13061$832,750
Clayton County13063$832,750
Clinch County13065$832,750
Cobb County13067$832,750
Coffee County13069$832,750
Colquitt County13071$832,750
Columbia County13073$832,750
Cook County13075$832,750
Coweta County13077$832,750
Crawford County13079$832,750
Crisp County13081$832,750
Dade County13083$832,750
Dawson County13085$832,750
Decatur County13087$832,750
DeKalb County13089$832,750
Dodge County13091$832,750
Dooly County13093$832,750
Dougherty County13095$832,750
Douglas County13097$832,750
Early County13099$832,750
Echols County13101$832,750
Effingham County13103$832,750
Elbert County13105$832,750
Emanuel County13107$832,750
Evans County13109$832,750
Fannin County13111$832,750
Fayette County13113$832,750
Floyd County13115$832,750
Forsyth County13117$832,750
Franklin County13119$832,750
Fulton County13121$832,750
Gilmer County13123$832,750
Glascock County13125$832,750
Glynn County13127$832,750
Gordon County13129$832,750
Grady County13131$832,750
Greene County13133$832,750
Gwinnett County13135$832,750
Habersham County13137$832,750
Hall County13139$832,750
Hancock County13141$832,750
Haralson County13143$832,750
Harris County13145$832,750
Hart County13147$832,750
Heard County13149$832,750
Henry County13151$832,750
Houston County13153$832,750
Irwin County13155$832,750
Jackson County13157$832,750
Jasper County13159$832,750
Jeff Davis County13161$832,750
Jefferson County13163$832,750
Jenkins County13165$832,750
Johnson County13167$832,750
Jones County13169$832,750
Lamar County13171$832,750
Lanier County13173$832,750
Laurens County13175$832,750
Lee County13177$832,750
Liberty County13179$832,750
Lincoln County13181$832,750
Long County13183$832,750
Lowndes County13185$832,750
Lumpkin County13187$832,750
Macon County13193$832,750
Madison County13195$832,750
Marion County13197$832,750
McDuffie County13189$832,750
McIntosh County13191$832,750
Meriwether County13199$832,750
Miller County13201$832,750
Mitchell County13205$832,750
Monroe County13207$832,750
Montgomery County13209$832,750
Morgan County13211$832,750
Murray County13213$832,750
Muscogee County13215$832,750
Newton County13217$832,750
Oconee County13219$832,750
Oglethorpe County13221$832,750
Paulding County13223$832,750
Peach County13225$832,750
Pickens County13227$832,750
Pierce County13229$832,750
Pike County13231$832,750
Polk County13233$832,750
Pulaski County13235$832,750
Putnam County13237$832,750
Quitman County13239$832,750
Rabun County13241$832,750
Randolph County13243$832,750
Richmond County13245$832,750
Rockdale County13247$832,750
Schley County13249$832,750
Screven County13251$832,750
Seminole County13253$832,750
Spalding County13255$832,750
Stephens County13257$832,750
Stewart County13259$832,750
Sumter County13261$832,750
Talbot County13263$832,750
Taliaferro County13265$832,750
Tattnall County13267$832,750
Taylor County13269$832,750
Telfair County13271$832,750
Terrell County13273$832,750
Thomas County13275$832,750
Tift County13277$832,750
Toombs County13279$832,750
Towns County13281$832,750
Treutlen County13283$832,750
Troup County13285$832,750
Turner County13287$832,750
Twiggs County13289$832,750
Union County13291$832,750
Upson County13293$832,750
Walker County13295$832,750
Walton County13297$832,750
Ware County13299$832,750
Warren County13301$832,750
Washington County13303$832,750
Wayne County13305$832,750
Webster County13307$832,750
Wheeler County13309$832,750
White County13311$832,750
Whitfield County13313$832,750
Wilcox County13315$832,750
Wilkes County13317$832,750
Wilkinson County13319$832,750
Worth County13321$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Georgia.

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%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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