30906 — Richmond County, Georgia Market Snapshot
Housing market data for zip code 30906 in Richmond County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
142 sales in 2026 (year to date)
Median Sale Price
$156,750
Days to Sell
55
Homes Sold
142
Inventory
103
Sale-to-List
97.3%
New Listings
209
Price/SqFt
$112
Pending Sales
150
Conforming Loan Available
Most homebuyers in 30906 can comfortably use conventional financing. The median home price of $156,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30906's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30906 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30906 can comfortably use conventional financing. The median home price of $156,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30906 are set at the county level.
2026 Loan Limits — Richmond County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30906
To purchase the median home at $156,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,351.
Monthly Payment
$1,351
Income Required
$57,899
Principal & Interest
$966/mo
Down Payment (5%)
$7,838
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30906.
Estimated Monthly Payment
$1,120
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