30180 — Paulding County, Georgia Market Snapshot
Housing market data for zip code 30180 in Paulding County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
208 sales in 2026 (year to date)
Median Sale Price
$338,300
Days to Sell
70
Homes Sold
208
Inventory
309
Sale-to-List
98.7%
New Listings
331
Price/SqFt
$160
Pending Sales
230
Conforming Loan Available
Most homebuyers in 30180 can comfortably use conventional financing. The median home price of $338,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 70 days on average, 30180 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30180 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30180 can comfortably use conventional financing. The median home price of $338,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30180 are set at the county level.
2026 Loan Limits — Paulding County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30180
To purchase the median home at $338,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,742.
Monthly Payment
$2,742
Income Required
$117,512
Principal & Interest
$2,085/mo
Down Payment (5%)
$16,915
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30180.
Estimated Monthly Payment
$2,244
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