30127 — Paulding County, Georgia Market Snapshot
Housing market data for zip code 30127 in Paulding County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
270 sales in 2026 (year to date)
Median Sale Price
$376,000
Days to Sell
51
Homes Sold
270
Inventory
304
Sale-to-List
97.7%
New Listings
415
Price/SqFt
$177
Pending Sales
316
Conforming Loan Available
Most homebuyers in 30127 can comfortably use conventional financing. The median home price of $376,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30127's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30127 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30127 can comfortably use conventional financing. The median home price of $376,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30127 are set at the county level.
2026 Loan Limits — Paulding County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30127
To purchase the median home at $376,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,031.
Monthly Payment
$3,031
Income Required
$129,891
Principal & Interest
$2,317/mo
Down Payment (5%)
$18,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30127.
Estimated Monthly Payment
$2,477
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