30055 — Jasper County, Georgia Market Snapshot
Housing market data for zip code 30055 in Jasper County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$379,181
Days to Sell
189
Homes Sold
16
Inventory
43
Sale-to-List
97.5%
New Listings
43
Price/SqFt
$198
Pending Sales
24
Conforming Loan Available
Most homebuyers in 30055 can comfortably use conventional financing. The median home price of $379,181 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 189 days on average, 30055 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 30055 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30055 can comfortably use conventional financing. The median home price of $379,181 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30055 are set at the county level.
2026 Loan Limits — Jasper County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30055
To purchase the median home at $379,181 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,055.
Monthly Payment
$3,055
Income Required
$130,935
Principal & Interest
$2,336/mo
Down Payment (5%)
$18,959
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30055.
Estimated Monthly Payment
$2,497
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