30176 — Haralson County, Georgia Market Snapshot
Housing market data for zip code 30176 in Haralson County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$233,000
Days to Sell
71
Homes Sold
21
Inventory
17
Sale-to-List
96.7%
New Listings
25
Price/SqFt
$132
Pending Sales
23
Conforming Loan Available
Most homebuyers in 30176 can comfortably use conventional financing. The median home price of $233,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 30176 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 30176 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30176 can comfortably use conventional financing. The median home price of $233,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30176 are set at the county level.
2026 Loan Limits — Haralson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30176
To purchase the median home at $233,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,935.
Monthly Payment
$1,935
Income Required
$82,936
Principal & Interest
$1,436/mo
Down Payment (5%)
$11,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30176.
Estimated Monthly Payment
$1,592
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