30046 — Gwinnett County, Georgia Market Snapshot
Housing market data for zip code 30046 in Gwinnett County, Georgia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Gwinnett County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$157,500
Days to Sell
21
Homes Sold
4
Inventory
1
Conforming Loan Available
Most homebuyers in 30046 can comfortably use conventional financing. The median home price of $157,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 30046 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 30046 can comfortably use conventional financing. The median home price of $157,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30046 are set at the county level.
2026 Loan Limits — Gwinnett County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30046
To purchase the median home at $157,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,357.
Monthly Payment
$1,357
Income Required
$58,145
Principal & Interest
$970/mo
Down Payment (5%)
$7,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30046.
Estimated Monthly Payment
$1,125
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