30313 — Fulton County, Georgia Market Snapshot
Housing market data for zip code 30313 in Fulton County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$515,000
Days to Sell
82
Homes Sold
11
Inventory
30
Sale-to-List
98.9%
New Listings
20
Price/SqFt
$287
Pending Sales
11
Conforming Loan Available
Most homebuyers in 30313 can comfortably use conventional financing. The median home price of $515,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 30313 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30313 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30313 can comfortably use conventional financing. The median home price of $515,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30313 are set at the county level.
2026 Loan Limits — Fulton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30313
To purchase the median home at $515,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,096.
Monthly Payment
$4,096
Income Required
$175,533
Principal & Interest
$3,173/mo
Down Payment (5%)
$25,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30313.
Estimated Monthly Payment
$3,337
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