30238 — Fayette County, Georgia Market Snapshot
Housing market data for zip code 30238 in Fayette County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$267,995
Days to Sell
63
Homes Sold
26
Inventory
17
Sale-to-List
99.9%
New Listings
18
Price/SqFt
$117
Pending Sales
23
Conforming Loan Available
Most homebuyers in 30238 can comfortably use conventional financing. The median home price of $267,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 30238 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30238 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30238 can comfortably use conventional financing. The median home price of $267,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30238 are set at the county level.
2026 Loan Limits — Fayette County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30238
To purchase the median home at $267,995 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,203.
Monthly Payment
$2,203
Income Required
$94,427
Principal & Interest
$1,651/mo
Down Payment (5%)
$13,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30238.
Estimated Monthly Payment
$1,809
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