30345 — DeKalb County, Georgia Market Snapshot
Housing market data for zip code 30345 in DeKalb County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$669,000
Days to Sell
21
Homes Sold
63
Inventory
60
Sale-to-List
100.5%
New Listings
122
Price/SqFt
$272
Pending Sales
80
Conforming Loan Available
The median home in 30345 at $669,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 30345 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 30345 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 30345 at $669,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 30345 are set at the county level.
2026 Loan Limits — DeKalb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30345
To purchase the median home at $669,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,276.
Monthly Payment
$5,276
Income Required
$226,100
Principal & Interest
$4,122/mo
Down Payment (5%)
$33,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30345.
Estimated Monthly Payment
$4,290
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