30340 — DeKalb County, Georgia Market Snapshot
Housing market data for zip code 30340 in DeKalb County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$408,000
Days to Sell
32
Homes Sold
52
Inventory
52
Sale-to-List
98.3%
New Listings
62
Price/SqFt
$205
Pending Sales
56
Conforming Loan Available
Most homebuyers in 30340 can comfortably use conventional financing. The median home price of $408,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30340's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 30340 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30340 can comfortably use conventional financing. The median home price of $408,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30340 are set at the county level.
2026 Loan Limits — DeKalb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30340
To purchase the median home at $408,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,276.
Monthly Payment
$3,276
Income Required
$140,399
Principal & Interest
$2,514/mo
Down Payment (5%)
$20,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30340.
Estimated Monthly Payment
$2,675
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