30534 — Dawson County, Georgia Market Snapshot
Housing market data for zip code 30534 in Dawson County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$344,900
Days to Sell
66
Homes Sold
31
Inventory
41
Sale-to-List
98.8%
New Listings
46
Price/SqFt
$181
Pending Sales
31
Conforming Loan Available
Most homebuyers in 30534 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 66 days on average, 30534 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30534 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30534 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30534 are set at the county level.
2026 Loan Limits — Dawson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30534
To purchase the median home at $344,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,793.
Monthly Payment
$2,793
Income Required
$119,679
Principal & Interest
$2,125/mo
Down Payment (5%)
$17,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30534.
Estimated Monthly Payment
$2,285
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