30607 — Clarke County, Georgia Market Snapshot
Housing market data for zip code 30607 in Clarke County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$356,850
Days to Sell
78
Homes Sold
29
Inventory
37
Sale-to-List
98.5%
New Listings
31
Price/SqFt
$181
Pending Sales
31
Conforming Loan Available
Most homebuyers in 30607 can comfortably use conventional financing. The median home price of $356,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 30607 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30607 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30607 can comfortably use conventional financing. The median home price of $356,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30607 are set at the county level.
2026 Loan Limits — Clarke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $616,400 |
| 2 Units | $1,066,250 | $789,100 |
| 3 Units | $1,288,800 | $953,850 |
| 4 Units | $1,601,750 | $1,185,400 |
Affordability Snapshot — Zip 30607
To purchase the median home at $356,850 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,884.
Monthly Payment
$2,884
Income Required
$123,603
Principal & Interest
$2,199/mo
Down Payment (5%)
$17,843
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30607.
Estimated Monthly Payment
$2,358
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