30115 — Cherokee County, Georgia Market Snapshot
Housing market data for zip code 30115 in Cherokee County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
220 sales in 2026 (year to date)
Median Sale Price
$589,500
Days to Sell
41
Homes Sold
220
Inventory
312
Sale-to-List
97.9%
New Listings
407
Price/SqFt
$214
Pending Sales
282
Conforming Loan Available
Most homebuyers in 30115 can comfortably use conventional financing. The median home price of $589,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30115's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30115 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30115 can comfortably use conventional financing. The median home price of $589,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30115 are set at the county level.
2026 Loan Limits — Cherokee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30115
To purchase the median home at $589,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,667.
Monthly Payment
$4,667
Income Required
$199,995
Principal & Interest
$3,632/mo
Down Payment (5%)
$29,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30115.
Estimated Monthly Payment
$3,798
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