30753 — Chattooga County, Georgia Market Snapshot
Housing market data for zip code 30753 in Chattooga County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$169,900
Days to Sell
28
Homes Sold
15
Inventory
18
Sale-to-List
99.0%
New Listings
23
Price/SqFt
$146
Pending Sales
15
Conforming Loan Available
Most homebuyers in 30753 can comfortably use conventional financing. The median home price of $169,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 30753 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 30753 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30753 can comfortably use conventional financing. The median home price of $169,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30753 are set at the county level.
2026 Loan Limits — Chattooga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30753
To purchase the median home at $169,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,452.
Monthly Payment
$1,452
Income Required
$62,217
Principal & Interest
$1,047/mo
Down Payment (5%)
$8,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30753.
Estimated Monthly Payment
$1,201
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