30747 — Chattooga County, Georgia Market Snapshot
Housing market data for zip code 30747 in Chattooga County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$181,000
Days to Sell
53
Homes Sold
22
Inventory
48
Sale-to-List
96.5%
New Listings
44
Price/SqFt
$136
Pending Sales
29
Conforming Loan Available
Most homebuyers in 30747 can comfortably use conventional financing. The median home price of $181,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30747's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30747 sells for 3.5% below asking price (96.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30747 can comfortably use conventional financing. The median home price of $181,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30747 are set at the county level.
2026 Loan Limits — Chattooga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30747
To purchase the median home at $181,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,537.
Monthly Payment
$1,537
Income Required
$65,861
Principal & Interest
$1,115/mo
Down Payment (5%)
$9,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30747.
Estimated Monthly Payment
$1,270
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 30747. Tell us what you're looking for.