30415 — Bulloch County, Georgia Market Snapshot
Housing market data for zip code 30415 in Bulloch County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$442,450
Days to Sell
52
Homes Sold
18
Inventory
25
Sale-to-List
97.2%
New Listings
28
Price/SqFt
$226
Pending Sales
22
Conforming Loan Available
Most homebuyers in 30415 can comfortably use conventional financing. The median home price of $442,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30415's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30415 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30415 can comfortably use conventional financing. The median home price of $442,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30415 are set at the county level.
2026 Loan Limits — Bulloch County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30415
To purchase the median home at $442,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,540.
Monthly Payment
$3,540
Income Required
$151,711
Principal & Interest
$2,726/mo
Down Payment (5%)
$22,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30415.
Estimated Monthly Payment
$2,888
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