30183 — Bartow County, Georgia Market Snapshot
Housing market data for zip code 30183 in Bartow County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$558,950
Days to Sell
80
Homes Sold
36
Inventory
90
Sale-to-List
98.1%
New Listings
79
Price/SqFt
$233
Pending Sales
36
Conforming Loan Available
Most homebuyers in 30183 can comfortably use conventional financing. The median home price of $558,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 30183 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30183 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30183 can comfortably use conventional financing. The median home price of $558,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30183 are set at the county level.
2026 Loan Limits — Bartow County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30183
To purchase the median home at $558,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,432.
Monthly Payment
$4,432
Income Required
$189,964
Principal & Interest
$3,444/mo
Down Payment (5%)
$27,948
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30183.
Estimated Monthly Payment
$3,609
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