30102 — Bartow County, Georgia Market Snapshot
Housing market data for zip code 30102 in Bartow County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
154 sales in 2026 (year to date)
Median Sale Price
$395,000
Days to Sell
26
Homes Sold
154
Inventory
121
Sale-to-List
98.7%
New Listings
191
Price/SqFt
$180
Pending Sales
178
Conforming Loan Available
Most homebuyers in 30102 can comfortably use conventional financing. The median home price of $395,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 30102 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 30102 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30102 can comfortably use conventional financing. The median home price of $395,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30102 are set at the county level.
2026 Loan Limits — Bartow County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30102
To purchase the median home at $395,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,176.
Monthly Payment
$3,176
Income Required
$136,130
Principal & Interest
$2,434/mo
Down Payment (5%)
$19,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30102.
Estimated Monthly Payment
$2,595
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