33701 — Pinellas County, Florida Market Snapshot
Housing market data for zip code 33701 in Pinellas County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$759,000
Days to Sell
18
Homes Sold
30
Inventory
28
Sale-to-List
96.4%
New Listings
42
Price/SqFt
$482
Pending Sales
29
Conforming Loan Available
The median home in 33701 at $759,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 33701 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 33701 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33701 at $759,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33701 are set at the county level.
2026 Loan Limits — Pinellas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33701
To purchase the median home at $759,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,965.
Monthly Payment
$5,965
Income Required
$255,652
Principal & Interest
$4,677/mo
Down Payment (5%)
$37,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33701.
Estimated Monthly Payment
$4,847
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