LoanGraphs

Florida Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 67 Florida counties, plus monthly housing market data and affordability analysis.

FL

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

67

With loan limit data

Data Coverage

Monthly

Updated with latest data

Florida Counties

County FIPS Code Conforming Limit (1-Unit)
Alachua County12001$832,750
Baker County12003$832,750
Bay County12005$832,750
Bradford County12007$832,750
Brevard County12009$832,750
Broward County12011$832,750
Calhoun County12013$832,750
Charlotte County12015$832,750
Citrus County12017$832,750
Clay County12019$832,750
Collier County12021$832,750
Columbia County12023$832,750
DeSoto County12027$832,750
Dixie County12029$832,750
Duval County12031$832,750
Escambia County12033$832,750
Flagler County12035$832,750
Franklin County12037$832,750
Gadsden County12039$832,750
Gilchrist County12041$832,750
Glades County12043$832,750
Gulf County12045$832,750
Hamilton County12047$832,750
Hardee County12049$832,750
Hendry County12051$832,750
Hernando County12053$832,750
Highlands County12055$832,750
Hillsborough County12057$832,750
Holmes County12059$832,750
Indian River County12061$832,750
Jackson County12063$832,750
Jefferson County12065$832,750
Lafayette County12067$832,750
Lake County12069$832,750
Lee County12071$832,750
Leon County12073$832,750
Levy County12075$832,750
Liberty County12077$832,750
Madison County12079$832,750
Manatee County12081$832,750
Marion County12083$832,750
Martin County12085$832,750
Miami-Dade County12086$832,750
Monroe County12087$990,150
Nassau County12089$832,750
Okaloosa County12091$832,750
Okeechobee County12093$832,750
Orange County12095$832,750
Osceola County12097$832,750
Palm Beach County12099$832,750
Pasco County12101$832,750
Pinellas County12103$832,750
Polk County12105$832,750
Putnam County12107$832,750
Santa Rosa County12113$832,750
Sarasota County12115$832,750
Seminole County12117$832,750
St. Johns County12109$832,750
St. Lucie County12111$832,750
Sumter County12119$832,750
Suwannee County12121$832,750
Taylor County12123$832,750
Union County12125$832,750
Volusia County12127$832,750
Wakulla County12129$832,750
Walton County12131$832,750
Washington County12133$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Florida.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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