33543 — Pasco County, Florida Market Snapshot
Housing market data for zip code 33543 in Pasco County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
227 sales in 2026 (year to date)
Median Sale Price
$449,500
Days to Sell
47
Homes Sold
227
Inventory
296
Sale-to-List
97.6%
New Listings
331
Price/SqFt
$207
Pending Sales
252
Conforming Loan Available
Most homebuyers in 33543 can comfortably use conventional financing. The median home price of $449,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33543's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33543 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33543 can comfortably use conventional financing. The median home price of $449,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33543 are set at the county level.
2026 Loan Limits — Pasco County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33543
To purchase the median home at $449,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,594.
Monthly Payment
$3,594
Income Required
$154,026
Principal & Interest
$2,770/mo
Down Payment (5%)
$22,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33543.
Estimated Monthly Payment
$2,932
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