33480 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33480 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
146 sales in 2026 (year to date)
Median Sale Price
$1,321,250
Days to Sell
118
Homes Sold
146
Inventory
253
Sale-to-List
92.2%
New Listings
143
Price/SqFt
$857
Pending Sales
136
Jumbo Loan Likely Needed
The median home in 33480 at $1,321,250 exceeds the 2026 conforming loan limit of $832,750 by $488,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 118 days on average, 33480 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33480 sells for 7.8% below asking price (92.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33480 at $1,321,250 exceeds the 2026 conforming loan limit of $832,750 by $488,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 33480 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33480
To purchase the median home at $1,321,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,273.
Monthly Payment
$10,273
Income Required
$440,271
Principal & Interest
$8,141/mo
Down Payment (5%)
$66,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33480.
Estimated Monthly Payment
$8,327
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 33480.
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