33461 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33461 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$448,000
Days to Sell
63
Homes Sold
60
Inventory
48
Sale-to-List
98.7%
New Listings
52
Price/SqFt
$341
Pending Sales
62
Conforming Loan Available
Most homebuyers in 33461 can comfortably use conventional financing. The median home price of $448,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 33461 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 33461 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33461 can comfortably use conventional financing. The median home price of $448,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33461 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33461
To purchase the median home at $448,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,582.
Monthly Payment
$3,582
Income Required
$153,533
Principal & Interest
$2,760/mo
Down Payment (5%)
$22,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33461.
Estimated Monthly Payment
$2,923
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