33413 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33413 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$482,500
Days to Sell
82
Homes Sold
34
Inventory
65
Sale-to-List
96.7%
New Listings
58
Price/SqFt
$265
Pending Sales
42
Conforming Loan Available
Most homebuyers in 33413 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 33413 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33413 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33413 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33413 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33413
To purchase the median home at $482,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,847.
Monthly Payment
$3,847
Income Required
$164,861
Principal & Interest
$2,973/mo
Down Payment (5%)
$24,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33413.
Estimated Monthly Payment
$3,136
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