34787 — Orange County, Florida Market Snapshot
Housing market data for zip code 34787 in Orange County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
104 sales in 2026 (year to date)
Median Sale Price
$433,490
Days to Sell
36
Homes Sold
104
Inventory
102
Sale-to-List
98.2%
New Listings
131
Price/SqFt
$246
Pending Sales
99
Conforming Loan Available
Most homebuyers in 34787 can comfortably use conventional financing. The median home price of $433,490 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
34787's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 34787 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 34787 can comfortably use conventional financing. The median home price of $433,490 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 34787 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 34787
To purchase the median home at $433,490 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,471.
Monthly Payment
$3,471
Income Required
$148,769
Principal & Interest
$2,671/mo
Down Payment (5%)
$21,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34787.
Estimated Monthly Payment
$2,833
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