32827 — Orange County, Florida Market Snapshot
Housing market data for zip code 32827 in Orange County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
120 sales in 2026 (year to date)
Median Sale Price
$715,000
Days to Sell
53
Homes Sold
120
Inventory
204
Sale-to-List
97.2%
New Listings
227
Price/SqFt
$289
Pending Sales
143
Conforming Loan Available
The median home in 32827 at $715,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
32827's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 32827 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 32827 at $715,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 32827 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32827
To purchase the median home at $715,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,628.
Monthly Payment
$5,628
Income Required
$241,204
Principal & Interest
$4,406/mo
Down Payment (5%)
$35,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32827.
Estimated Monthly Payment
$4,575
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