33173 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33173 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$256,500
Days to Sell
59
Homes Sold
24
Inventory
52
Sale-to-List
95.9%
New Listings
37
Price/SqFt
$272
Pending Sales
24
Conforming Loan Available
Most homebuyers in 33173 can comfortably use conventional financing. The median home price of $256,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33173's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33173 sells for 4.1% below asking price (95.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33173 can comfortably use conventional financing. The median home price of $256,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33173 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33173
To purchase the median home at $256,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,115.
Monthly Payment
$2,115
Income Required
$90,652
Principal & Interest
$1,580/mo
Down Payment (5%)
$12,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33173.
Estimated Monthly Payment
$1,737
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