33157 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33157 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
166 sales in 2026 (year to date)
Median Sale Price
$669,950
Days to Sell
74
Homes Sold
166
Inventory
214
Sale-to-List
96.1%
New Listings
206
Price/SqFt
$409
Pending Sales
179
Conforming Loan Available
The median home in 33157 at $669,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 74 days on average, 33157 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33157 sells for 3.9% below asking price (96.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33157 at $669,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33157 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33157
To purchase the median home at $669,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,283.
Monthly Payment
$5,283
Income Required
$226,412
Principal & Interest
$4,128/mo
Down Payment (5%)
$33,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33157.
Estimated Monthly Payment
$4,296
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