32310 — Leon County, Florida Market Snapshot
Housing market data for zip code 32310 in Leon County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$232,200
Days to Sell
150
Homes Sold
34
Inventory
50
Sale-to-List
97.8%
New Listings
40
Price/SqFt
$190
Pending Sales
36
Conforming Loan Available
Most homebuyers in 32310 can comfortably use conventional financing. The median home price of $232,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 150 days on average, 32310 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32310 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32310 can comfortably use conventional financing. The median home price of $232,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32310 are set at the county level.
2026 Loan Limits — Leon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32310
To purchase the median home at $232,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,929.
Monthly Payment
$1,929
Income Required
$82,673
Principal & Interest
$1,431/mo
Down Payment (5%)
$11,610
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32310.
Estimated Monthly Payment
$1,587
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