34119 — Lee County, Florida Market Snapshot
Housing market data for zip code 34119 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
187 sales in 2026 (year to date)
Median Sale Price
$950,000
Days to Sell
57
Homes Sold
187
Inventory
194
Sale-to-List
94.6%
New Listings
176
Price/SqFt
$357
Pending Sales
188
Jumbo Loan Likely Needed
The median home in 34119 at $950,000 exceeds the 2026 conforming loan limit of $832,750 by $117,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
34119's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 34119 sells for 5.4% below asking price (94.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 34119 at $950,000 exceeds the 2026 conforming loan limit of $832,750 by $117,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 34119 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 34119
To purchase the median home at $950,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,429.
Monthly Payment
$7,429
Income Required
$318,369
Principal & Interest
$5,854/mo
Down Payment (5%)
$47,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34119.
Estimated Monthly Payment
$6,029
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