33972 — Lee County, Florida Market Snapshot
Housing market data for zip code 33972 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
133 sales in 2026 (year to date)
Median Sale Price
$339,890
Days to Sell
54
Homes Sold
133
Inventory
286
Sale-to-List
98.5%
New Listings
204
Price/SqFt
$207
Pending Sales
150
Conforming Loan Available
Most homebuyers in 33972 can comfortably use conventional financing. The median home price of $339,890 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33972's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33972 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33972 can comfortably use conventional financing. The median home price of $339,890 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33972 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33972
To purchase the median home at $339,890 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,754.
Monthly Payment
$2,754
Income Required
$118,034
Principal & Interest
$2,094/mo
Down Payment (5%)
$16,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33972.
Estimated Monthly Payment
$2,254
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