33922 — Lee County, Florida Market Snapshot
Housing market data for zip code 33922 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$439,300
Days to Sell
109
Homes Sold
35
Inventory
86
Sale-to-List
92.4%
New Listings
53
Price/SqFt
$293
Pending Sales
38
Conforming Loan Available
Most homebuyers in 33922 can comfortably use conventional financing. The median home price of $439,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 109 days on average, 33922 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33922 sells for 7.6% below asking price (92.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33922 can comfortably use conventional financing. The median home price of $439,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33922 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33922
To purchase the median home at $439,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,516.
Monthly Payment
$3,516
Income Required
$150,676
Principal & Interest
$2,707/mo
Down Payment (5%)
$21,965
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33922.
Estimated Monthly Payment
$2,869
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33922. Tell us what you're looking for.